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No insurance

Alert message sent 29/07/2021 17:57:00

Information sent on behalf of Derbyshire Constabulary

Vehicle insurance-
A necessary cost along with a licence, road tax and a valid MOT if you wish to use your vehicle on a road.

Why should you have it?
Well, it is a legal requirement for any road worthy vehicle, provides financial protection if you have an accident -and here’s the bit that those who do not insure their vehicle either forget or ignore and can cause devastation if an accident occurs- it also covers financial protection for injuries to other drivers, pedestrians and passengers as well as damage to involved vehicles. Third party insurance is the minimum insurance needed to drive legally on public roads.

Whether you agree or disagree with E Scooters being seized under S165 of the road traffic act for -no insurance & licence its worth remembering that should you fall foul to injury caused by a person riding an E Scooter or your vehicle is damaged by one you have no financial protection, which could potentially cause you difficulty should through injury you not be able to work and pay bills.

An E Scooter (Powered transporter) falls into the legal definition of a motor vehicle as set out in the Road Traffic act 1988- ‘any mechanically propelled vehicle intended or adapted for use on the roads’ there for the laws that apply to motor vehicles apply to powered transporters (E Scooters, Hover boards, Segway’s, Powered Unicycles, U Wheels and Go-Peds) also. This term does NOT include electrically assisted pedal cycles which have their own regulatory framework.

We keep putting out reminders that whilst E Scooters are legally available to purchase, it is currently against the law to ride a PRIVATELY- owned E Scooter in ANY public place in the uk- yes this includes- Pavements, roads, promenades, parks, cycle paths, alleyways, carparks - the easiest thing to remember is that the ONLY place a PRIVATELY- owned E Scooter can be used is on private land. (This does not include the council/Government run trials)

*This afternoon in Stenson Fields officers from your team spotted an E Scooter whizzing around on the roads and pavements before ignoring the blue lights on the police vehicle alerting the rider to stop, carelessly proceeding to ride off down footpaths with no regard for pedestrians walking. This non helmet wearing little escapee was eventually stopped and said E Scooter seized, the rider will be dealt with in due cause for driving offences.

*Also this afternoon but sticking with an insurance theme- or lack of insurance- whilst patrolling Repton a vehicle insured only to a female driver was pulled over. The male driver who exited the drivers seat was subsequently reported for driving with no insurance.

It is important to check you have A) insurance and B) the correct cover you believe you have allowing other drivers to use your vehicle.
Message sent by
Kerry Wallington-Waite (Police, PCSO Supervisor , Derby South)
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